IN_Sr Associate_TCS Bancs Functional Tester -Payments_GCC_Advisory_Bangalore

Line of Service

Advisory

Industry/Sector

Not Applicable

Specialism

Operations

Management Level

Senior Associate

Job Description & Summary At PwC, our people in software and product innovation focus on developing cutting-edge software solutions and driving product innovation to meet the evolving needs of clients. These individuals combine technical experience with creative thinking to deliver innovative software products and solutions.

Those in software engineering at PwC will focus on developing innovative software solutions to drive digital transformation and enhance business performance. In this field, you will use your knowledge to design, code, and test cutting-edge applications that revolutionise industries and deliver exceptional user experiences.

*Why PWC

At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us

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At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. "

Responsibilities

We are seeking a TCS BaNCS Functional Tester with strong payments domain knowledge and hands-on experience in functional testing across payment journeys, interfaces, messaging, reconciliation, and defect management. The role requires the ability to understand end-to-end payment processing, translate business requirements into robust test scenarios, execute functional and integration testing, and support releases through defect closure and business validation.

Key Responsibilities

Understand business requirements, functional specifications, and payment workflows within TCS BaNCS.

Prepare and execute functional, integration, regression, and end-to-end test scenarios.

Validate payment initiation, processing, status updates, exception handling, and reconciliation flows.

Test interfaces and message-based payment flows, including SWIFT and ISO 20022, where applicable.

Create and maintain test scenarios, test cases, test data, requirements traceability, and test evidence.

Log, analyse, prioritise, track, retest, and support closure of defects in coordination with business, development, and product teams.

Support System Integration Testing (SIT), User Acceptance Testing (UAT), release-readiness activities, and production validation.

Provide clear test status reporting, highlight risks and dependencies, and support stakeholder discussions.

Skills and Experience

Must-Have Skills

Good-to-Have Skills

• Up to 6 years of functional testing experience in banking or payments
• Experience with reconciliation and exception management
• Strong understanding of payment processing and transaction lifecycles
• API, file-based, or message-based interface testing
• Hands-on exposure to TCS BaNCS Payments modules
• Experience with test management tools such as Jira, ALM, or Azure DevOps
• Experience in functional, integration, regression, and end-to-end testing
• Ability to create test scenarios, test cases, test data, and requirements traceability
• Defect logging, triage, retesting, and closure management
• Good analytical, documentation, and stakeholder communication skills
• Knowledge of SWIFT messages and ISO 20022
• Exposure to domestic and cross-border payments

Candidate Profile

A functional testing professional with practical experience in banking or payments environments.

Able to understand business requirements and translate them into structured, traceable, and executable tests.

Comfortable collaborating with business, technology, product, and quality-assurance stakeholders.

Detail-oriented, analytical, and capable of managing defects and test evidence through closure.

Role Details

Level

Associate/Senior Associate

Experience

3-8 years

Location

Bangalore

Mandatory Skill sets

GCC Consultant

Preferred skill sets

GCC Consultant

Years of experience Required

4-8 Years

Education Qualification

MBA, BCOM

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required: Bachelor of Engineering, MBA (Master of Business Administration)

Degrees/Field of Study preferred

Certifications (if blank, certifications not specified)

Required Skills

Technology Business Management

Optional Skills

Acceptance Test Driven Development (ATDD), Acceptance Test Driven Development (ATDD), Accepting Feedback, Active Listening, AI Fluency, AI-Human Collaboration, Analytical Thinking, Android, API Management, Appian (Platform), Application Development, Application Frameworks, Application Lifecycle Management, Application Software, Business Process Improvement, Business Process Management (BPM), Business Requirements Analysis, C#.NET, C++ Programming Language, Client Management, Code Review, Coding Standards, Communication, Computer Engineering, Computer Science {+ 49 more}

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship?

No

Government Clearance Required?

No

Job Posting End Date

September 15, 2026