Analyst/Sr. Analyst- Foreclosure US Mortgage

About the Role

We are seeking a highly organized and detail-oriented Associate – Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements. The ideal candidate should have a strong understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states.

Responsibilities

• Foreclosure Case Management
• Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities.
• Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines.
• Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations.
• Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers.
• Foreclosure Processing
• Review and validate foreclosure documents, affidavits, notices, and legal pleadings.
• Track and manage foreclosure milestones, timelines, and statutory deadlines.
• Ensure timely completion of all foreclosure actions, including:
• Referral
• Title Review
• First Legal Filing
• Service Completion
• Judgment
• Sale Scheduling
• Foreclosure Sale
• Post-Sale Activities
• Deed Recording
• Claim Filing
• Compliance & Risk Management
• Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements.
• Identify and escalate compliance risks, legal issues, and process exceptions.
• Maintain accurate servicing system updates and audit-ready documentation.
• Ensure compliance with state-specific foreclosure laws and timelines.
• Reporting & Documentation
• Maintain accurate records of foreclosure activity within servicing platforms.
• Prepare foreclosure status reports and inventory tracking reports.
• Support internal and external audits by providing required documentation.
• Document process exceptions and resolution activities.
• Stakeholder Management
• Partner with internal departments including:
• Loss Mitigation
• Bankruptcy
• REO
• Litigation
• Escrow
• Customer Service
• Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations.
• Quality & Continuous Improvement
• Perform quality checks to ensure accuracy and compliance.
• Identify opportunities for process improvements and operational efficiencies.
• Support implementation of regulatory and client-driven process changes.

Qualifications

• Any bachelor's degree.
• 1–4 years of experience in:
• Foreclosure Operations
• Mortgage Servicing
• Default Servicing
• Bankruptcy Operations
• Legal Mortgage Processing
• Knowledge of end-to-end foreclosure processes and timelines.
• Understanding of judicial and non-judicial foreclosure states.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and organizational skills.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook).

Required Skills

• Foreclosure Process Knowledge
• Regulatory Compliance
• Critical Thinking
• Risk Assessment
• Time Management
• Attention to Detail
• Stakeholder Management
• Decision Making
• Communication Skills
• Customer Focus
• Performance Metrics
• Preferred Skills
• Experience with mortgage servicing platforms such as:
• MSP (Black Knight)
• Sagent
• LoanSphere
• Tempo
• VendorScape
• Knowledge of:
• CFPB Mortgage Servicing Rules
• Investor Guidelines
• State Foreclosure Laws
• Bankruptcy and Loss Mitigation Interactions
• Six Sigma, Lean, or process improvement experience preferred.
• Kindly refer your friends as well!!!!!